Auto Insurance in Cuyahoga Falls, OH

Car accidents often occur when you least expect them, and the risks can come from unpredictable weather, heavy traffic or mechanical failures. So auto insurance is essential for every driver in Ohio. At Garlesky Insurance Agency, we are dedicated to offering personalized service and a range of adequate coverage options, ensuring you receive the policy you need at a price that fits your budget.

What Does Auto Insurance Cover? 

Auto insurance, also known as car insurance, typically covers several key areas, such as:

• Liability coverage—This can include bodily injury and property damage liability, which may cover costs if you’re at fault in an accident that injures someone else or damages their property.

• Collision coverage—This can pay for damage to your car caused by a collision with another vehicle or object.

• Comprehensive coverage—This may cover damage to your car from noncollision events such as theft, vandalism, fire or natural disasters.

• Medical payments coverage—This can help pay for medical expenses for you and your passengers after an accident, regardless of who is at fault.

• Uninsured/underinsured motorist coverage—This can financially protect you if you’re involved in an accident with an at-fault driver who doesn’t have sufficient insurance.

• Personal injury protection—This may cover medical expenses, lost wages and other related costs if you’re injured in an accident, regardless of fault.

How Does My Policy Work?

Auto insurance helps shift the financial risk of accidents from you to the insurance company. You pay a premium, and in exchange, the insurer may agree to cover certain types of losses. If you’re in an accident, you file a claim, and the insurance company evaluates the damage. If approved, payouts can cover eligible expenses, up to the policy limits.

Is Car Insurance Cheaper if You Bundle?

Bundling your auto insurance with other policies, such as home or renters insurance, can lead to significant discounts. Many insurers offer multipolicy discounts, which can lower your overall insurance costs.

Choose Garlesky Insurance Agency

For reliable auto insurance in Cuyahoga Falls, Ohio, contact us today or request a free quote.